Privacy Policy

Last updated: March 27, 2026

Welcome to AcePath ("we," "us," or "our"), an AI-powered study platform accessible at study.mortgagemycasa.com. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform.

By creating an account or using AcePath, you agree to the practices described in this policy.

1. Information We Collect

We collect the following types of information:

Account information: your name, email address, and password (stored as a secure hash).
Phone number (optional): if you opt in to SMS notifications, we collect your mobile phone number to send you course updates and platform alerts.
Usage data: courses enrolled, quiz scores, study progress, session activity.
Uploaded content: any files or documents you submit for course generation.
Referral data: if you were referred by another user or used a referral link.
Payment information: processed through PayPal or Stripe; we do not store full card numbers.

2. SMS / Text Message Communications

By providing your phone number and opting in to SMS notifications, you consent to receive text messages from AcePath.

These messages may include:

Notifications when a requested course is published and ready for you
Important account or platform alerts
Subscription or payment reminders

Message frequency: Varies; typically 1–5 messages per month depending on your activity.

Message & data rates may apply. Contact your carrier for details.

To opt out: Reply STOP to any text message, or update your preferences in your account settings. After opting out, you will no longer receive SMS messages from us.

For help: Reply HELP to any message or email us at [email protected].

We will never sell or share your phone number with third parties for their marketing purposes.

3. How We Use Your Information

To create and manage your account
To provide, personalize, and improve the AcePath platform
To send you course-related notifications (email and/or SMS, based on your preferences)
To process payments and prevent fraud
To track academic progress and generate analytics
To communicate important service updates
To comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. We may share it with:

Service providers: email delivery (Gmail/SMTP), payment processors (PayPal, Stripe), SMS providers (Twilio), and hosting infrastructure. These providers are bound by confidentiality agreements.
Legal requirements: if required by law, subpoena, or to protect our rights.
Business transfers: in the event of a merger or acquisition, your data may transfer to the successor entity.

5. Data Retention

We retain your account data for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data at any time by contacting us at [email protected].

6. Cookies and Local Storage

AcePath uses browser cookies and localStorage to maintain your login session and remember your preferences. We do not use third-party advertising cookies.

7. Children's Privacy

AcePath is intended for users aged 13 and older. Users under 18 should have parental permission before creating an account. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, contact us to have it removed.

8. Security

We use industry-standard measures to protect your data, including bcrypt password hashing, HTTPS encryption, and access controls. No method of transmission or storage is 100% secure; we cannot guarantee absolute security.

9. Your Rights

Depending on your location, you may have the right to:

Access, correct, or delete your personal data
Opt out of SMS or email communications at any time
Request data portability
Lodge a complaint with a data protection authority

To exercise any of these rights, contact us at [email protected].

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on this page and, where appropriate, by email. Continued use of AcePath after changes take effect constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, contact us at:

Email: [email protected]
Website: study.mortgagemycasa.com